If you order online, you rarely pay cash. This is why we deal with new payment possibilities. There is a large palatte: PayPal, credit card, or payment via smartphone – new variations for getting money to a trader keep coming up. Especially mobile payment is the future of the payment sector. Just hold your smartphone up to a scanner and you’ve already paid. Big players are also following this trend: with the Apple Pay and Google Wallet, there are payment solutions from both giants.

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    Customer loyalty and Blockchain: Björk’s latest experiment [5 reading tips]

    Posted on 13. November 2017 by .

    The term Blockchain is on everyone’s minds this year and is being thought of as revolutionary. It’s clear that the technology has great potential, but so far the topic is surrounded by unrealistic promises, many speculations, and content that’s on shaky ground. Today we would like to refer to the latest innovation from the experimental singer Björk. It’s not just about bitcoin, but also about customer loyalty, reward, and music.


    Mobile commerce needs more mobile payment initiatives, like these three! [5 Reading Tips]

    Posted on 11. September 2017 by .
    Quelle: Mastercard & Fitbit

    Source: Mastercard & Fitbit

    In China, mobile commerce is already a part of everyday life. 82 percent of the revenue from the last “Singles Day” was generated via mobile devices. Customers in this market love to make purchases using their smartphones; especially for small transactions at places like food stands via Alipay or Tenpay (the Alibaba and WeChat e-wallets). This is possible by scanning the QR code posted on the stand. The role mobile commerce plays in China is an ideal model for every western front runner who also wants to participate.

    The question is: when could this scene take place in Germany?


    Cross-Border E-Commerce: Wanna Sell Internationally? [5 Reading Tips]

    Posted on 24. July 2017 by .

    Quelle: (bearbeitet von dotSource)

    Quelle: (bearbeitet von dotSource)

    E-Commerce is flourishing on the European market although the growth pace varies across regions. According to the European Ecommerce Report 2017, it is estimated that the turnover will exceed the 600 billion Euro mark by the end of this year, a growth rate of nearly 14 per cent compared to 2016. And that opens the door to new internationalisation opportunities.


    Updated white paper: Success in mobile commerce – Optimisation and best practices

    Posted on 24. November 2016 by .

    Thanks to the wide spread of smartphones and mobile Internet, consumers are more accessible than ever and shopping takes place wherever consumers happen to be. Some facts indicate that mobile commerce is and will be the most important growth driver within e-commerce and that the smartphone is the cornerstone to succeed in an omnichannel world.

    The figures are clear: The smartphone revenue is predicted to surpass tablet for the first time during this shopping season, the global mobile traffic grows unstoppably, and conversion rates are also enhanced as a result of the implementation of new customer experience models in which usability and web design, in all its forms, play an important role.

    It is a fact that mobile impacts digital commerce and influences in-store purchases. A good mobile strategy can drive traffic and conversation rates. For instance, Zalando , Burberry , and Lensbest are doing very well in this respect. And Adidas has recently shown its commitment to this channel with the launch of its mobile Glitch-App in UK.

    Therefore, the question here is not anymore whether or not a mobile commerce strategy is necessary, but how to implement it.

    The essential guide to success in mobile commerce

    In order to resolve this question properly, our updated white paper “Success in mobile commerce: Optimisation and best practices” aims precisely to give a comprehensive overview of the most important aspects to take into account to design and carry out a promising mobile strategy.

    To do so it is primarily necessary to come up with a whole string of decisions and requirements that only an agency is able to manage properly:

    • How often and why do my customers use a smartphone?
    • What do my customers want? Mobile website or app?
    • What are the differences between native, hybrid, or web apps?
    • What determines mobile shop usability?
    • How does responsive web design work?
    • How does a mobile-optimised checkout process work?
    • How can smooth performance be achieved?
    • What are the main challenges of mobile payments?

    By using a hands-on and simple approach, these and other relevant questions will be fully explained and answered along the pages of this essential mobile commerce guide.

    Better be mobile first

    On the basis that 6 out 10 consumers believe that their expectations of mobile experiences are not completely satisfied and that high performance is a must to not lose customers, this white paper gives shop operators ultimate tips for usability and optimisation of all forms of web design to beat the main pain point of mobile commerce: the current low conversion rates.

    Furthermore, the most relevant facts and figures provided let readers know how the current state of mobile commerce is. There is also room for looking towards upcoming mobile trends and the challenges of mobile payments, which are being improved to conquer customers’ hearts. If you want to know the formula to win the mobile commerce race, download this whitepaper now for free! The update is currently available in German.

    Throw your credit cards away! The smartphone is your next payment method [5 Reading Tips]

    Posted on 7. November 2016 by .

    Quelle: Denis Prikhodov -

    Quelle: Denis Prikhodov –

    It is exciting times for quick and easy payment methods. Google, Paypal, Apple, and Samsung are recently moving forward in their race to increase the reach of their online and mobile payment solutions. The new payment methods aim to boost conversation rates at the checkout point by enhancing the customer paying experience on every device, especially on smartphone. Where is the new batch of payment methods heading?


    The future of payment is cash-free [5 Reading Tips]

    Posted on 21. March 2016 by .

    The act of paying is becoming cashless and invisible. The reason: the digitization of all processes in which the banal act of exchanging money for goods is involved and the emergence of streamlined payments, mobile payments, and cryptocurrencies. The rise of connected devices opens broad horizons making fin-tech a key player in the field of Internet of Things.

    Imagine, future cars could perform payments to the charging station on your behalf. Are we ready to say goodbye to the deep-rooted gesture of counting cash and coins while queueing at the supermarket?

    Yapital, from promising mobile payment system to failure

    Posted on 26. November 2015 by .
    Yapital shut down

    Yapital’s Homepage

    I type “Yapital” in my browser, the homepage is loading and, at first glance, my eyes look upon the following line: “Unfortunately we must inform you that Yapital is going to stop operating its cross-channel payments on the 31.01.2016”.

    I still remember the day when Otto launched Yapital, the first European cashless cross-channel payment system. We were all looking forward to it because it was as if we were living through the beginning of a new era for E-Commerce. However, 2 years later, all hopes and expectations have been up in the air. Perhaps it was too early?

    German banks in the digital transformation: challenging PayPal – could it work?

    Posted on 3. April 2015 by .

    It seems to be trend as the moment, that old, well-established companies banding together in order to finally be able to challenge the large tech conglomerates. So the Pangea network, consisting of CNN, The Guardian, The Economist, The Financial Times and Reuters, is supposed to be standing against Facebook and Google.”United we stand” – that’s what the German banks are also thinking as they plan a conference on PayPal at the end (!) of the year.

    Although the general mood is anything but positive. There has already been talk of a flop before it had even got started, which the banks could also do without. It isn’t even the late start of the proposed service which at fault in all this misery, but the banks’ lack of flexibility in these times of digitalisation. Could an online payment services from the German credit institutions become more successful than PayPal?

    Battle of the payment providers

    Posted on 14. January 2015 by .

    Amazon is often the non plus ultra in e-commerce, regardless of the area. But in the field of payment gateways, the Etail company recently had to concede a bitter defeat. In general, the struggle in the payment market is hard, and in Germany it is fuelled by the imminent revolution in the mobile payment sector.

    Category: Payment

    Facebookisation: Twitter is changing

    Posted on 11. November 2014 by .

    Up to now, social network Twitter has focused on an unfiltered news stream…but these times appear to be over. Similarly to Facebook, particularly relevant Tweets disturb the chronological order. Even Tweets by people you don’t follow will reportedly turn up in your stream in the future.

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